Earning your own money
The first money you earn yourself changes how you think about every price tag. Here is how young people can earn, what the law says, and how to make it count.
Lesson overview
What you'll learn in this lesson
Understand income, spending, saving and the choices involved in managing personal finances
Key learning points
- • Earning before you are old enough for a job
- • The law on young workers
- • What a rate really means
- • First-money habits
This lesson at a glance
- 30 minutes
- 18 parts to scroll through
- 4 quick checks
- Marked quiz at the end
- Gentle pace: short sittings with pauses
Words to know
Scroll down — the lesson carries on below
Watch & discover
Part 1 of 18
Watch first
Earning your own money
An English teaching video on this topic from Learn Bright. Watch it, then scroll down for the lesson.
In a nutshell
Understand income, spending, saving and the choices involved in managing personal finances
What you already know
Part 2 of 18
Before we start
What you already know
You can budget and know how to save towards a goal.
Key words
Part 3 of 18
Key words
Words you'll need today
- earning
- Getting money in exchange for work you do.
- rate
- How much you are paid per hour or per job.
- minimum wage
- The lowest hourly pay the law allows for your age.
Learning cycle
Part 4 of 18
Learning cycle 1 of 2
Part 1 — Ways young people earn
A short piece of teaching, then a check to make sure it has landed.
Explore the idea
Part 5 of 18
Learn
Earning before you are old enough for a job
Before part-time jobs, earning is small and local: pet-sitting for neighbours, washing cars, helping younger children with reading, selling outgrown things (with a parent's help on the account), or a paid job at home beyond normal chores. Agree the rate and the job before starting — 'help me clear the garage for £10' is a tiny contract, and contracts prevent arguments.
Explore the idea
Part 6 of 18
Learn
The law on young workers
In the UK, children can do light part-time work from 13 (and younger in some performance roles with a licence), with strict limits on hours during term time. From 16 you can work more hours and are entitled to the minimum wage for your age — the rate changes each April, so check the current figure. Any employer who pays below it is breaking the law.
Quick check
Part 7 of 18
Quick check
Before doing a paid job for a neighbour you should...
Reset break
Part 8 of 18
Pause
That's sitting 1 of 2 done
Stretch, get a drink, look out of the window. There is no timer and nothing is counting down — your place is saved, so you can come back in five minutes or tomorrow.
Quick check
Part 9 of 18
Quick check
In the UK, light part-time work is generally allowed from age...
Learning cycle
Part 10 of 18
Learning cycle 2 of 2
Part 2 — Making it count
A short piece of teaching, then a check to make sure it has landed.
Explore the idea
Part 11 of 18
Learn
What a rate really means
If you earn £5 washing a car and it takes an hour, your rate is £5 an hour. Now every price changes meaning: the £25 hoodie is five cars. Turning prices into hours of your own work is the fastest way to know if something is worth it to you — and it works forever, at every wage you will ever earn.
Explore the idea
Part 12 of 18
Learn
First-money habits
Earned money leaks away fastest because it feels free. Use the same split as pocket money: some now, some saved, and keep a note of what you earned and what it bought. People who track their first earnings almost always reach their savings goals; people who do not rarely remember where the money went.
Quick check
Part 13 of 18
Quick check
£25 hoodie, £5 per car. The hoodie costs...
Quick check
Part 14 of 18
Quick check
Earned money disappears fastest because...
Common mix-ups
Part 15 of 18
Common mix-ups
Things people often get wrong
- Starting a job without agreeing the rate first.
- Thinking hours limits and minimum wage do not apply to young workers — they do.
- Treating earned money as free money because it was not expected.
Challenge round
Part 16 of 18
Game · Sort it
Which of these are true?
Drag each card into the right column. Tap a card first if dragging is fiddly.
True
Not true
Mastery quiz
Part 17 of 18
Marked quiz
End of lesson quiz: Earning your own money
6 questions, marked with the reasoning shown. No timer.
1. A rate is...
2. Minimum wage for your age...
3. Turning a price into hours of work tells you...
4. Good first earning options include...
5. Agreeing a job before starting is like...
6. Tracking what you earned and bought mainly helps you...
Lesson round-up
Part 18 of 18
Lesson round-up
Ready when you are
Quiz score
Not sat
Games
Not played
Points this lesson
0
Best run
0 in a row
Luna: 0 out of 4 on the practice checks. Only if you feel up to it — one more?
Ask LunaDo the work
Your written work for this lesson
This is the part you'd do in your book at school. Pick the pieces below, write here or on paper, and photograph anything you draw or work out.
Should the town centre have a curfew for under-16s?
After a rise in reported vandalism, Harbrook council proposed that under-16s should not be in the town centre after 9 pm without an adult. Police recorded 62 incidents last year, most between 9 pm and midnight. Shopkeepers signed a petition supporting the plan.
A youth council objected. They pointed out that most young people in town at night were going home from sports clubs or work, that the plan punishes a whole group for the acts of a few, and that the library and the bus interchange are in the town centre. They asked instead for a late bus and a youth space.
The council voted to trial the curfew for six months and to publish the crime figures at the end.
Written for Good Learning Co.
Reading questions
- Give the strongest point on each side of the argument, using a fact from the case.
- Whose rights and whose responsibilities are involved here? Explain both.
- Write your own view on the curfew with reasons and one example.
Reading and response
ReadingRead the case in the lesson again and write what you think should happen, and why it is fair. Use one fact from the case as evidence.
2 paragraphs (PEE)
Extended writing
WritingWrite your answer to the lesson's big question in full: the strongest point on each side, then your own view with reasons and an example.
250–350 words
Reading log
ReadingFind one news story this week that links to this lesson. Note the headline, where you read it, and how it connects.
1 story, 4–5 sentences
Two sides of the argument
WritingWrite the strongest point for, the strongest point against, and then your own view with a reason.
3 paragraphs
Poster or leaflet plan
DiagramPlan a leaflet that explains this right or responsibility to someone your age, then photograph it.
1 planned page
Saved as you type.
Part 1 of 18 · Watch & discover
